From a new investment strategy to a solidified retirement plan, our team is well-versed in the nuances of financial planning. With our insight, tools and resources, we strive to provide you with everything you need to apply our recommendations throughout your day-to-day life.
Our partnership with Futurity First Insurance Group gives us access to a wide range of life, disability and long-term care insurance providers, allowing us to shop the coverage plans that best suit your unique needs. As things change, we’ll review these policies to make sure they continue serving your best interests.
We are here to provide businesses with the knowledge and resources they need to provide a healthy retirement plan for themselves and employees.
Participation: Are employees engaged and retirement ready?
Contribution: Are employees maximizing all available opportunities?
Cost-effectiveness: How effectively is your money being utilized?
We offer corporate companies, small businesses and individuals the knowledge and resources they need to maximize their company retirement plan. Our service model is designed to minimize fiduciary risk, enhance plan benefits, reduce fees and most importantly, improve overall plan experience.
Business owner should expect an ongoing relationship built on Teamwork.
Your employees on becoming retirement ready and the resources needed to achieve their goals.
Here are some additional retirement plans that we offer.
Are you a self-employed business owner with no employees other than a spouse looking for the opportunity to put contributions into a ROTH? Depending on your salary, contribution limits are $56,000 or $62,000 for individuals who are 50-years-old and beyond.
Choosing the right company retirement plan involves a detailed discussion beyond the content listed above. Please consult with us and your CPA to ensure you get the most out of your options.
Check back soon!
Whether you’re a seasoned investor or a first-time financial planning client, we look forward to opening the doors of opportunity so you can look ahead to the future with confidence.
5539 S 27th St. Suite 206
Lincoln, Nebraska 68512
If you are reading this, chances are you need life insurance to provide cash to your family or loved ones after your death. Life insurance provides a tax-free death benefit to your beneficiary to replace loss income, pay off debt, provide college funding, and end of life expenses. The gravest individuals who need life insurance the most are married with depended children. Both parents whether working or not have a human life value that needs to be insured. There are two variables that come to mind when calculating the amount of coverage needed: How much will be needed at death? And How much future income is needed to sustain my family’s standard of living?
The most affordable type of insurance, it is mainly designed to cover an individual temporary. This temporary time period is commonly set for specific number of years – 10,15,20,25,30, etc. and only pays a benefit in the event of death during this time. This type of insurance is frequently purchased because individuals are starting their careers, family, or purchasing a home.
In comparison permanent insurance provides coverage till the end of life. As long as you pay premiums and no loans, withdrawals, or surrender are taken, the full amount will be paid. There are numerous different types of permanent insurance and the main difference is based on how the cash value grows internally. There is never a rule of thumb when selecting the right coverage but often a combination of both may be the right solution. The most important rule of thumb is not selecting what type but buying the right amount that protects your family!
Time horizon, diversification, and an overall risk score are key to defining your goals as an individual investor. Having discipline, patience, and confidence are the most important elements in establishing a plan. Our portfolios are highlighted in three key areas (Strategic, Tactical, and Diversifier) to broaden our diversification because not all strategies that work in bull markets may not be effective in bear markets. We believe market timing is not the answer and staying the course is the best approach. Portfolios will consist of Mutual Funds, ETF’s, stocks, and bonds.
Portfolio built of globally diversified mutual funds. Accounts of any size small to large.
Portfolio built very similar to Power but uses Exchange Traded Fund’s (ETFs). Accounts $25,000 and up.
Combination of multiple strategies – Strategic, Tactical, and Diversifier. Utilizing a combination of Power and Finesse Portfolios as well as stocks, bonds, and fixed income plans. Accounts $250,000 and above will be commonly used.
*Each client has different goals and objectives but overall this provides a basic concept we apply.